Many people don’t want to think about life insurance. However, the most important reason to consider it is to prevent financial hardship for your loved ones if you are no longer around. If no one depends on you financially, you have no debt and your estate has enough cash to pay its own taxes and […]
Money
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Holiday shopping season is nearly upon us, but many Americans are tightening their belts as they deal with higher prices for groceries and other necessities. Here are some simple ways you can make this holiday season merry without putting a squeeze on your wallet. START WITH A PLAN Have an idea of what you want […]
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Get started! Start over! Now is the perfect time! You are the perfect age! Are you shaking your head wondering what in the world I’m talking about? I’m talking about your future, about making or updating a plan so your future self will have more financial security than your current self enjoys. You are really […]
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If you are starting or expanding a business, it’s a good idea to review your risks and exposures. You can address some risks, like theft, with a good security system, but acts of nature may be out of your control and are best covered with insurance. COVERAGE FOR ACTS OF NATURE EXPOSURES: Property Insurance: Provides […]
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There’s no place like home — but does that mean you must purchase one to get the benefits? Buying a home is a major investment, and we’re here to help you weigh the pros and cons of homeownership. PROS OF BUYING A HOME There’s a reason buying a home is considered a core component of […]
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Each day, I spend time with clients who are distraught by very high insurance rate increases. With inflation, back-to-back destructive hurricane seasons, rising construction costs and more, insurance expenses also are increasing for property coverage, particularly flood insurance. WHAT CAN YOU DO? There are hundreds of insurance companies available, and all have different rate structures […]
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While growing up, you probably heard many of the same old wives’ tales I did: if you keep making that face, it will freeze that way. Coffee stunts your growth (or makes hair grow on your chest). You can’t go swimming for 30 minutes after eating, or you will get cramps and drown. We’ve all […]