One of the few things people know about Social Security is that they’re required to pay a portion of their earnings into the government social insurance program in hopes of receiving a monthly income upon their retirement. An annuity, when properly designed, also can provide guaranteed income in retirement and reduce the risk of outliving […]
From Navigator Credit Union Get ready for lazy days and fun getaways! Summer is right around the corner. Unfortunately, summer spending can leave wallets empty come fall. Here are some smart ways you can cool down some common expenses: Conserve on fuel Gas prices are rising, and there’s no relief in sight. Even if you’re […]
Renewal has been a central theme in Latrina Graves McCarty’s life and work — and now she’s creating opportunities for other women to be restored and empowered. The published author and playwright is also an educator, a doctoral student in communication studies and the founder and CEO of LGM Productions LLC. In the summer of […]
Generating passive income is one of the best ways to build wealth without eating up your time. This financial trend has helped many people increase their financial freedom, especially during the COVID-19 pandemic when we all have had more time at home to consider long-term goals. So, what is passive income and how could it […]
One of the main topics experts advise us to discuss before getting married is finances. I married my husband Lee when I was 34. I had been divorced for four years and had two sons. I believe our early discussions on money and finance were some of the most uncomfortable we have ever had. Both […]
Marketing can be a mystery for the small business owner. Attempts to attract new customers can feel ineffective, but their success or failure should not be assumed, particularly when you can track the marketing return on investment (ROI). The marketing ROI is a metric used to understand the profitability of marketing initiatives. Although this is […]
By Denise Howell Washington was very busy passing legislation intended to stimulate the economy. Here are the highlights for 2021 individual tax returns: The child tax credit has been increased for 2021 to $3,600 for children under age 6 and $3,000 for each child ages 6 to 17. There is also the $500 credit for […]
