Angelyn Treutel Zeringue is President of SouthGroup Insurance Services, a CPA, PWCAM, CBIA and licensed Trusted Choice Insurance Agent. Reach her at www.southgroupgulfcoast.com, (228) 385-1177 or azeringue@southgroup.net.
Having toys is lots of fun … until and unless something goes wrong. When you buy motorcycles, boats, golf carts or ATVs, they come with legal requirements and liability exposures. IF YOU OWN TOYS, HERE’S WHAT YOU SHOULD KNOW: Motorcycles: You will need a valid driver’s license with a motorcycle endorsement, which requires passing a […]
With great sadness, we have seen reports of hurricanes and flooding causing over $385 billion in damage on the East Coast and wildfires wreaking over $250 billion worth of havoc in California. Everywhere you live, you have exposure to natural disasters. On the Coast, we must protect our homes from various weather hazards like hurricanes, […]
2024 was a year filled with flood disasters from hurricanes, extreme rain events, swelling rivers leading to mudslides, loss of property and loss of life. Even a small flood could lead to extensive repair costs to your home and business. According to the Federal Emergency Management Agency, just an inch of flooding could cause $25,000 […]
Your business is very important, and when you add employees, the operation becomes much more complex as you become responsible for the health and wellbeing of your team. In your day-to-day operations, you need to recognize that several common workplace areas may harm your employees: Wet floors, uneven surfaces and cluttered areas can cause trips, […]
As we take inventory during the holiday season, we realize that our “stuff” is not the most important thing in life; it’s our family and friends. Have you thought about what you want to leave behind when you’re gone? There are ways to transfer your wealth to the next generation and relieve your loved ones […]
Data breach! Identity theft! Cyber fraud! Every day, there is another headline. The thieves are working overtime to steal your hard-earned money and reputation, so always be on guard. HOW THEY CAN STEAL FROM YOU Phishing: An emailed message is sent appearing to be legitimate, but it tricks you into providing personal information to an […]
There are millions of small businesses thriving in the U.S., ranging from construction to grocery stores to home-based enterprises. Most entrepreneurs are risk takers and willing to invest their resources into their business. But, as we all know, no matter how diligent or responsible you are, things can go wrong. Some possible catastrophes include natural […]
My insurance agency recently participated in an Adulting Day, which involved meeting with local high school seniors and introducing them to skills they will need as they enter the adult world. Topics included setting budgets, changing a tire, sewing a button and more. As part of the finance module, students had to make their income […]
The prevalence of fraud ends up costing all of us more money. Insurance fraud is intentionally deceiving an insurance company for financial gain. It could involve falsifying information, inflating the value of damages or other deceptive behavior. Those who submit bogus claims will have coverage denied and likely canceled. Fraud is illegal and will result […]
It’s never enjoyable to have to make an insurance claim. However, if you must file a claim, here are a few things to know: • Review your policy before you file a claim to be certain there may be coverage. Each policy provides for coverage in the event a covered peril causes damage to your […]
