Your business is special. Your business is unique. You work countless hours making your business better. How are you protecting your investment in your business? Each industry has unique hazard exposures that you must consider and against which you must be protected. Develop a worst-case scenario and determine which losses you can prevent or mitigate. […]
Angelyn Treutel Zeringue
Angelyn Treutel Zeringue is President of SouthGroup Insurance Services, a CPA, PWCAM, CBIA and licensed Trusted Choice Insurance Agent. Reach her at www.southgroupgulfcoast.com, (228) 385-1177 or azeringue@southgroup.net.
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- Website: http://www.southgroupgulfcoast.com
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People often ask me what flood insurance does and does not cover. Flood Insurance is a very valuable coverage in our area because even a small flood in your home can cause over $50,000 in damage. A flood is water that rises from overflow, rain runoff or erosion. If your hot water heater drains water […]
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We are accustomed to very hot weather in the South, but during the winter, we sometimes encounter freeze days that can damage our homes. For your insurance, the fewer and less costly claims you have, the better your rate. BEFORE ANY WINTER SURPRISES COME, TAKE CARE OF THE FOLLOWING TO PROTECT YOUR HOME: Service your […]
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The reality of being insured is that every life event can impact your policies. Here are some examples: INFLATION ON BUILDING MATERIALS? You should review the coverage levels on your property in light of the higher cost of materials. You want to ensure you have enough coverage to rebuild your home. RENTING OUT YOUR HOME? […]
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The right employees could make or break your business, so careful selection is important. Big factors that influence employee retention are good hiring practices, a motivational work environment and great benefits. An attractive employee benefits package will help to provide security for your current and future employees and help you optimize your investment in your […]
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The risks you face as a business owner are vast, from liability concerns and workers’ compensation issues to the possibility that one of your workers could be responsible for an auto accident. If you have staff members who get behind the wheel to conduct company business, you need commercial vehicle insurance to protect your business […]
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As if flood insurance weren’t complicated enough, the whole rating process is changing again as of October. Elevation certificates won’t be required any longer, but knowing the elevation of your first floor will become very important. Replacement cost and construction type (frame or brick) will be used as part of the calculation, as well as […]
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Homeowners or renters insurance can protect you from devastating financial loss should some catastrophe occur. Within your home or apartment, however, your personal property is likely what you cherish most. Protecting your possessions from loss is financially and emotionally important. You must make sure that you have the right amount of coverage for your belongings […]
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The sad reality is that our insurance rates for home, wind, and flood will be increasing in the short term, and here are some reasons why: LAST YEAR’S SEVERE LOSSES 2020 was an awful year for hurricanes, fires and global catastrophes. The greater expense results in higher insurance costs for you and me. GEOGRAPHY The […]
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In case you haven’t noticed, insurance rates for vehicle coverage are starting to skyrocket. The increase in distracted drivers has caused many more accidents, and newer vehicles have very expensive computer components that are making repairs almost cost prohibitive. A number of factors could increase your rates, including a bad driving record, bad credit, driving […]