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Tipping doesn’t have to be complex. Most people know the standard 15 to 20 percent for a restaurant server, but what about other scenarios like a delivery food driver or a housekeeper? This guide explains how much to tip in most scenarios, but keep in mind that you always can tip more for exceptional service. […]
Charitable giving makes a difference in your life and in the lives of those who benefit from your generosity. No matter your financial situation, you can participate. Charitable giving is not only limited to giving money. A contribution of time can be equally important and meaningful. Some of you may give money because it makes […]
I previously have encouraged you to stop procrastinating and trying to copy someone else’s financial strategies and get started on your own plan. Now, I’d like to suggest ideas for getting started. The first place to start is with an honest evaluation of your financial situation. Do you have a budget? Are you living within […]
Many people don’t want to think about life insurance. However, the most important reason to consider it is to prevent financial hardship for your loved ones if you are no longer around. If no one depends on you financially, you have no debt and your estate has enough cash to pay its own taxes and […]
Holiday shopping season is nearly upon us, but many Americans are tightening their belts as they deal with higher prices for groceries and other necessities. Here are some simple ways you can make this holiday season merry without putting a squeeze on your wallet. START WITH A PLAN Have an idea of what you want […]
Get started! Start over! Now is the perfect time! You are the perfect age! Are you shaking your head wondering what in the world I’m talking about? I’m talking about your future, about making or updating a plan so your future self will have more financial security than your current self enjoys. You are really […]
If you are starting or expanding a business, it’s a good idea to review your risks and exposures. You can address some risks, like theft, with a good security system, but acts of nature may be out of your control and are best covered with insurance. COVERAGE FOR ACTS OF NATURE EXPOSURES: Property Insurance: Provides […]
