The car industry continues to face a significant shortage in key auto parts and new vehicles due to the pandemic. The lack of inventory is causing a spike in average car prices for both new and used cars. You can cash in on rising car values and refinance your auto loan. Here are some situations […]
At the start of a new year, people often make resolutions about things they want to change going forward. Finance is one area in which resolutions are made — and often fail. It’s good to make a resolution to make positive financial changes, but without a sound plan, we set ourselves up for failure. Here […]
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Most people have heard of term and whole life insurance but are unfamiliar with indexed universal life insurance (IUL). Here are some key points about an IUL and why I often recommend them to my clients. Like whole life, an IUL is a type of permanent life insurance. Unlike whole life, policy expenses are fully […]
Can you believe summer has ended and now we have to think about the holidays? Time has really escaped us, but if you start planning your holiday spending now, your money won’t quickly escape you. Normally during the holidays, consumers excessively spend and carry loads of debt into the new year. Times have changed, and […]
We are accustomed to very hot weather in the South, but during the winter, we sometimes encounter freeze days that can damage our homes. For your insurance, the fewer and less costly claims you have, the better your rate. BEFORE ANY WINTER SURPRISES COME, TAKE CARE OF THE FOLLOWING TO PROTECT YOUR HOME: Service your […]
Since I covered the basics of tax-free retirement accounts in this space, I have received several requests for additional information about TFRAs. I will answer a few of those questions here. The first thing to know about TFRAs is that they use indexed universal life insurance (IUL) as the funding chassis. With the update of […]
Time is the great equalizer. Every person alive has the same 24 hours in each day. Time cannot be created or destroyed. Giving our time to someone or something means that we are “present” with that person or thing; time equals presence. However, this alone doesn’t guarantee success. Energy, unlike time, is not equal among […]
