She earns well. Her paycheck comes bi-weekly like clockwork. She’s not struggling to make ends meet; and yet, her savings account stays embarrassingly close to zero. It’s a quiet struggle that many women face but few discuss. On the outside, everything appears polished: the nice car, the tailored wardrobe, the curated social media life. But […]
Let’s be honest ladies; prices have increased, and our budgets have felt the squeeze. From groceries to gas, what used to be a splurge now feels like a stretch. But here’s the truth: Just because the economy is tight doesn’t mean our joy must be, too. As women, we’re often the heartbeat of our households, […]
As a parent and grandparent, I strive to be a positive influence in my children and grandchildren’s lives. The financial example I set, good or bad, impacts them. I am humbled and gratified when my adult children or grandchildren approach me to ask for my opinion, wisdom, help or advice. What impact is your example […]
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Over time, small money mistakes tend to compound and turn into big money problems. Here are five bad financial habits that, when added together, can cause financial hardship. 1. NOT SPENDING WISELY This could vary from something as simple as spending too much on non-essentials to simply being unaware of how you spend. Help yourself […]
Imagine waking up tomorrow with a billion dollars in your bank account. How would you spend it? Travel the world? Invest in your future? Give to charity? The options are endless. Now, think about this… Instead of a billion dollars, imagine you have a billion seconds. That’s approximately 31.7 years. The question remains the same: […]
When it comes to financial planning, everyone knows what April is all about: taxes, taxes — and more taxes. I don’t usually receive a refund, as I try to calculate my taxes so that I owe a small amount every year. Still, writing a check with my tax return is not my favorite annual expenditure. What […]
Do you realize that when your life is over, you will have left behind a financial legacy? In fact, good or bad, it’s being created right now. Perhaps you would argue that only the rich leave a financial legacy. If so, I would contend that you have an incorrect understanding of what a financial legacy […]
