When working with clients, I often include a power of attorney (POA) with a will package. However, a POA is not a substitute for a well-executed estate plan. So many institutions refuse to accept a POA that it does not offer guaranteed protection. In a POA, you may name someone to act as your attorney-in-fact […]
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Life changes quickly, doesn’t it? One day, you’re young and strong with your whole life ahead of you, and the next thing you know, you’re taking advantage of the senior citizen discount. How did time move so fast? We all have regrets, things we wish we would go back and change, but life doesn’t have […]
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We’re all familiar with the concept of keeping up with the Joneses. Many of us try to stay on top of trends and have the urge to splurge on nice houses, fancy cars, fabulous clothes, fine dining and travel. I mean, who wouldn’t want to live their best life during these times? Growing up, I […]
The right employees could make or break your business, so careful selection is important. Big factors that influence employee retention are good hiring practices, a motivational work environment and great benefits. An attractive employee benefits package will help to provide security for your current and future employees and help you optimize your investment in your […]
The risks you face as a business owner are vast, from liability concerns and workers’ compensation issues to the possibility that one of your workers could be responsible for an auto accident. If you have staff members who get behind the wheel to conduct company business, you need commercial vehicle insurance to protect your business […]
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My mother lived with me for the last five years of her life. We closed in our garage and created an accessible, comfortable living space for her. I worked, and her health needs necessitated 24-hour care. She carried no debt on her home; she had money set aside for retirement, and she owned a long-term […]
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In this space, I previously have listed the reasons I believe everyone needs life insurance. This time, I want to remain on the life insurance theme and talk to those of you who already have life insurance, of any kind, about why you should review and update your policy and coverage. Many people who tell […]
