Can you believe summer has ended and now we have to think about the holidays? Time has really escaped us, but if you start planning your holiday spending now, your money won’t quickly escape you. Normally during the holidays, consumers excessively spend and carry loads of debt into the new year. Times have changed, and […]
We are accustomed to very hot weather in the South, but during the winter, we sometimes encounter freeze days that can damage our homes. For your insurance, the fewer and less costly claims you have, the better your rate. BEFORE ANY WINTER SURPRISES COME, TAKE CARE OF THE FOLLOWING TO PROTECT YOUR HOME: Service your […]
Since I covered the basics of tax-free retirement accounts in this space, I have received several requests for additional information about TFRAs. I will answer a few of those questions here. The first thing to know about TFRAs is that they use indexed universal life insurance (IUL) as the funding chassis. With the update of […]
Time is the great equalizer. Every person alive has the same 24 hours in each day. Time cannot be created or destroyed. Giving our time to someone or something means that we are “present” with that person or thing; time equals presence. However, this alone doesn’t guarantee success. Energy, unlike time, is not equal among […]
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From Navigator Credit Union The holiday season is one of giving, which often means it is also the season of spending. Money worries can affect even the cheeriest holiday shoppers. To truly enjoy the season, set a spending plan and stick with it. Here are six ways to get your gift giving off to a […]
The reality of being insured is that every life event can impact your policies. Here are some examples: INFLATION ON BUILDING MATERIALS? You should review the coverage levels on your property in light of the higher cost of materials. You want to ensure you have enough coverage to rebuild your home. RENTING OUT YOUR HOME? […]
When working with clients, I often include a power of attorney (POA) with a will package. However, a POA is not a substitute for a well-executed estate plan. So many institutions refuse to accept a POA that it does not offer guaranteed protection. In a POA, you may name someone to act as your attorney-in-fact […]
