By Irene Magee, Magee Financial Services
Bring the right documents.
Have your photo ID, Social Security cards (you + dependents), W-2s/1099s, and last year’s return—missing paperwork is the #1 reason refunds get delayed.
Your filing status matters.
Single vs. Head of Household vs. Married (Joint or Separate) can change your refund a lot—don’t guess. If you paid more than half the home expenses and have a qualifying dependent, you may qualify for Head of Household.
Make sure your bank info is correct.
Direct deposit is usually the fastest way to get your refund—double-check routing/account numbers to avoid delays or rejected deposits.
Don’t miss business deductions.
If you’re self-employed/1099, tracking legit write-offs (supplies, mileage, phone/internet, home office, etc.) can lower your taxable income and reduce what you owe—keep receipts and a mileage log.