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When was the last time you devoted serious time and energy to improving your financial standing? There’s no time like the present. You’ve heard the clichés before. Spend less than you make. Pay yourself first. Pay off your debt. Live below your means. Create an emergency fund. Invest for retirement. Use the power of compounding […]
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At the start of the new year, many people made New Year’s resolutions — promises to yourself or others to enact a change. Unfortunately, the enthusiasm for those resolutions often wanes as the hard work required to honor them becomes a reality. Did you make a New Year’s resolution? Perhaps you made one to get […]
Merry Christmas to all! My gift to you is a dozen tips that will help make you tax efficient for 2019. 1. COMPLETE A MOCK RETURN Know your 2019 tax position and tax bracket now so you can determine which tax strategies will work best for you. High-income taxpayers need strategies to remove income from […]
Previously, I’ve discussed the role money and sex can have in driving “gray divorce” — the growing trend of older couples going their separate ways. Here are some other causes that appear to be at play: INCOMPATIBILITY Most states have adopted some basis for getting a divorce so one spouse doesn’t have to make nasty […]
Fresh smells, clean seats, and a host of new gadgets — we all love getting a new car. We’re so happy when we drive it off of the lot, but then come the “hidden costs” like insurance, parts, maintenance, gas and more. Do you have enough auto liability coverage? If not, you could be on […]
While the overall divorce rate has declined over the past 20 years, it has doubled for the segment of the population over age 50. This growing unmarried, middle-age population has even led Candice Bushnell to write a follow-up book asking “Is There Still Sex in the City?” to address the phenomenon her peers are facing. […]
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Budget: a word that causes stress and anxiety for some while helping others bring order to their lives. Do you wish you had something to help you get your finances in order but believe creating a budget would be impossible? I want to give you hope; you can create a budget. It is simply a […]
