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What is your standard response to change? Do you resist or embrace life’s transitions? Do you view change as positive, negative or simply inevitable? I suggest that change is an essential part of life. Without change, people and things become stagnant, not growing and lacking vitality. This doesn’t sound like a place I would like […]
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As if we didn’t have enough to worry about, now our own phones and computers can be used against us. Apple inadvertently released an update with a feature enabled that makes it easy for another phone to access your phone’s information (Be sure to go under settings/general/ airdrop and turn off “bringing devices together”). Most […]
Although the Coast was spared from hurricanes this year, the U.S. is experiencing its costliest year ever for severe storms, with insured losses exceeding $50 billion through the end of September, according to the Insurance Information Institute. Inflation and higher construction costs continue to plague the industry, and this fact impacts your insurance rate. An […]
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What do you think of when you reflect on holidays gone by? Do you have sweet memories of time spent with friends and family, or unpleasant recollections of frantic gift buying, stress and debt? I can’t eliminate the pressure brought on by relatives or economic issues, but I can provide a few tips to help […]
By Gary Beal Whether you own a business or work for someone else, tax preparation can be a daunting task. However, with proper planning and organization, you can navigate tax season smoothly while maximizing your deductions and minimizing your liability. As the year ends, it’s the ideal time to get started. Let’s go over some […]
Insurance rates keep rising, which leads to higher monthly escrow payments and can dramatically affect a family’s cost of living. Many factors contribute, such as frequency of storm damage and higher cost of materials for repairs, but another, more concerning, contributor is social inflation. Social inflation increases insurance costs due to increasing litigation, higher jury […]
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No matter how money savvy we consider ourselves, anyone can succumb to the temptation of a big sale or discount. Wise spending decisions aren’t always easy, so here’s some helpful advice. PLAN AND SET A BUDGET To spend wisely, it is crucial to start by planning and setting a budget. Evaluate your financial situation and […]
