Money

Financial planning without life insurance is like rearranging the deck chairs on the Titanic. For life insurance to make a difference in your financial plan, you must buy it and keep it. One of the first things you should do is go to lifehappens.org and click on the “calculators” tab. This tab has options to […]

If a person dies suddenly without a last will and testament, the Mississippi intestacy laws govern what happens to the assets that pass through the decedent’s estate probate process. That is why you often hear people say “the state” decides who gets the assets if you don’t have a will. Without a valid last will […]

With businesses closed, work hours reduced and jobs eliminated due to Covid-19, many people now find themselves in the grip of a financial crisis. Even before the pandemic, America had a savings and retirement problem. Statistics tell us that 45 percent of American workers have no retirement savings, and according to the Federal Reserve, over […]

As we adapt to our new normal, we must consider what we’ve learned from this pandemic experience and how we can be better prepared for the next event. Every part of our lives involves risk, from driving to work or school to making investment decisions. We each need to evaluate what our risks are, then […]

As a life planner, I like to have real discussions with people about their lives — where they are now, financially and personally, and where they want to be at the end of their lives. It continues to amaze me how many people don’t like to discuss the end of their lives, believing somehow that […]

I recently read an article about an apartment building that burned to the ground — so tragic. Almost 100 people are now without a home and have lost all their possessions. Hopefully, the impacted people had insurance. When you don’t own your home, you may not think about insurance. That’s your landlord’s problem, right? Wrong! […]

Your business is your heart and soul. As you grow and improve your operation, you should think about the best protection for surprises you can’t control. A business faces many risks that may keep you from reaching your goals. Competition, the economy, legal exposure, compliance requirements and weather catastrophes can impact your company in addition […]