As we adapt to our new normal, we must consider what we’ve learned from this pandemic experience and how we can be better prepared for the next event. Every part of our lives involves risk, from driving to work or school to making investment decisions. We each need to evaluate what our risks are, then […]
As a life planner, I like to have real discussions with people about their lives — where they are now, financially and personally, and where they want to be at the end of their lives. It continues to amaze me how many people don’t like to discuss the end of their lives, believing somehow that […]
I recently read an article about an apartment building that burned to the ground — so tragic. Almost 100 people are now without a home and have lost all their possessions. Hopefully, the impacted people had insurance. When you don’t own your home, you may not think about insurance. That’s your landlord’s problem, right? Wrong! […]
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Your business is your heart and soul. As you grow and improve your operation, you should think about the best protection for surprises you can’t control. A business faces many risks that may keep you from reaching your goals. Competition, the economy, legal exposure, compliance requirements and weather catastrophes can impact your company in addition […]
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When was the last time you devoted serious time and energy to improving your financial standing? There’s no time like the present. You’ve heard the clichés before. Spend less than you make. Pay yourself first. Pay off your debt. Live below your means. Create an emergency fund. Invest for retirement. Use the power of compounding […]
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At the start of the new year, many people made New Year’s resolutions — promises to yourself or others to enact a change. Unfortunately, the enthusiasm for those resolutions often wanes as the hard work required to honor them becomes a reality. Did you make a New Year’s resolution? Perhaps you made one to get […]
Merry Christmas to all! My gift to you is a dozen tips that will help make you tax efficient for 2019. 1. COMPLETE A MOCK RETURN Know your 2019 tax position and tax bracket now so you can determine which tax strategies will work best for you. High-income taxpayers need strategies to remove income from […]
