Janera Harvey is a money coach, certified credit counselor and owner of The Credit Journey LLC. Reach her at info@thecreditjourneyllc.com.
You made a mistake – an expensive one. You are flooded with embarrassment, anger, disgust, guilt, sadness, or some combination thereof. Are you a bad person for making a mistake? You probably feel that way, but the answer is no. If making a mistake made us all bad people, there would be no goodness in […]
Growing up, many of us heard, “You can have whatever you want, as long as you work hard for it.” So, what does that mean? Does it mean find a good job, earn good money and then buy what you want? No, that’s not what it means — but that’s what many of us do […]
Flowers are blooming, birds are chirping and many of us are preparing for spring cleaning. This is the time of year when we thoroughly scour our homes, declutter our closets, have yard sales and rearrange furniture. Spring is a transformative season. Many feel happy and relieved during this period of renewal. There’s a sense of […]
